Investing 101
A good place to start. Get the low-down before you dive in.
What is an investment banker? December 6, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Investment bankers are an important part of the banking industry and have a variety of responsibilities that revolve around raising money for corporations, governments, and other companies. Understanding investment bankers An investment banker is a person …
What is insider trading? November 30, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Insider trading occurs when someone buys or sells shares in a company on the basis of non-public information that materially influences his trading decision. Understanding insider trading Insider trading occurs when someone uses inside information to …
What is cash? November 22, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Most people think of cash as physical currency such as coins or bills, but in the world of finance, cash usually refers to money and anything that an entity can quickly convert into cash. Understanding cash …
What is custodian? November 8, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A custodian protects your securities (a financial item that has a monetary value) or tangible assets from theft or loss. Understanding custodians Custodians are usually large, well-known companies, such as banks. They hold your financial assets …
What is net worth? November 1, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Net worth is a snapshot of your personal wealth – it is the difference between what you own and what you owe. Understanding net worth Your net worth is an assessment of your financial health. It …
What is progressive tax? October 25, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A progressive tax system is one in which the tax rate a person pays increases in proportion to his or her income. Understanding progressive tax In a progressive tax system, higher earners pay a higher tax …
What is pension? October 18, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A pension plan is an employer-sponsored retirement plan that promises employees a specific benefit in retirement. Understanding pensions A pension plan is a retirement plan in which an employer guarantees employees a specified benefit. The employer …
What is the stock market? October 11, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: On the stock exchange, buyers and sellers come together to trade in shares of approved companies. Understanding the stock market Stocks are bought and sold on exchanges that bring together buyers and sellers of shares in …
How much should I save for retirement? October 4, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. TAKEAWAY The earlier you start saving for retirement, the better. If you save small amounts early, you can make gains over time. Accounts like 401(k)s and IRAs offer tax advantages that can help you save more. Take …
What is a Dividend? September 27, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A dividend is a payment made by a company to its shareholders to give them a share of the company’s profits – dividends are often paid quarterly and in cash. Understanding dividends Investors in the stock …
How can I start budgeting? Learn how to spend, save, and invest September 20, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. TAKEAWAY Your expenses generally fall into two categories: Your needs and your wants. It’s important to prioritize your wants – these generally include food, housing, health care, transportation, and insurance. Depending on how much you earn, you …How can I start budgeting? Learn how to spend, save, and invest Read More »
What is a Portfolio? September 13, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. A portfolio is a collection of financial assets, such as stocks, bonds, cash, real estate, or alternative investments. Understanding a portfolio A portfolio is a window into your financial life and provides insight into how you want to invest …
What’s the purpose of a diversified portfolio? September 6, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. TAKEAWAY In general, the more varied and diverse your investments, the better they’re able to help you mitigate losses. Identify what type of investor you are. Manage risks and rewards. If you seek help, know what you’re …
What is a Broker? August 31, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A broker is a person or brokerage firm that matches investors who want to buy or sell securities (such as stocks or bonds) with the other side of their transactions. Understanding a broker Brokers are the …
What is Derivative? August 24, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A derivative is a financial contract whose value is based on the price changes or statistical fluctuations of another asset called an underlying asset. Understanding derivatives A derivative is a contract whose value depends on something …
What is a Cryptocurrency? August 16, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A cryptocurrency (like bitcoin) is a digital asset used for investment or payments, which typically is not backed by any government or central bank and is usually based on a blockchain. Understanding cryptocurrency Cryptocurrencies such as Bitcoin and …
What is a Commodity? August 9, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Commodities are raw materials grown or mined –- They serve as the building blocks for all other products. Understanding commodities A commodity is a raw material that is either consumed directly or used to produce finished …
What is a Stock? August 2, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. The works of our authors have appeared in the magazines of the whole world. DEFINITION: A share is a unit of ownership in a company – if you own a share, that makes you a shareholder, which means you may be entitled to dividends if the company is successful, …
What is Forex? July 19, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. The works of our authors have appeared in the magazines of the whole world. DEFINITION: Foreign exchange, Forex, FX. They all mean the same thing — Converting one country’s currency into another, like the US dollar into the Australia dollar. Understanding forex Foreign exchange (“forex” or “FX”) is when …
What is an investment? July 13, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. The works of our authors have appeared in the magazines of the whole world. DEFINITION: An investment is an asset that is purchased by an individual or organization with the expectation that it will produce income or profit in the future – examples of investments include stocks and real …
Three things to do before you start investing July 2, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. The works of our authors have appeared in the magazines of the whole world. TAKEAWAY Investing is a lifelong marathon. Here are three things you should do before you start. Investing is a lifelong marathon. When you decide to run, you can not just start running like Forrest Gump …
Why should I think about investing? July 2, 2022 - GOLDSTONE LEARN Different profit, Smarter profit. The works of our authors have appeared in the magazines of the whole world. TAKEAWAY Investing can support wealth accumulation more effectively than saving alone The earlier you invest, the longer you have a chance for your money to grow Compounding returns – the idea that growth leads to …
What can I invest in? July 2, 2022 - Goldstone LEARN Different profit, Smarter profit. The works of our authors have appeared in the magazines of the whole world. TAKEAWAY – People invest in the hope of future gain.– They can invest in stocks, bonds, ETFs, real estate, and more.– Generally, the higher the potential return, the riskier the investment. When you invest, you …