Invest

What is cash?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Most people think of cash as physical currency such as coins or bills, but in the world of finance, cash usually refers to money and anything that an entity can quickly convert into cash. Understanding cash …

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What is custodian?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A custodian protects your securities (a financial item that has a monetary value) or tangible assets from theft or loss. Understanding custodians Custodians are usually large, well-known companies, such as banks. They hold your financial assets …

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What is net worth?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: Net worth is a snapshot of your personal wealth – it is the difference between what you own and what you owe. Understanding net worth Your net worth is an assessment of your financial health. It …

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What is progressive tax?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A progressive tax system is one in which the tax rate a person pays increases in proportion to his or her income. Understanding progressive tax In a progressive tax system, higher earners pay a higher tax …

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What is pension?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A pension plan is an employer-sponsored retirement plan that promises employees a specific benefit in retirement. Understanding pensions A pension plan is a retirement plan in which an employer guarantees employees a specified benefit. The employer …

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What is the stock market?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: On the stock exchange, buyers and sellers come together to trade in shares of approved companies. Understanding the stock market Stocks are bought and sold on exchanges that bring together buyers and sellers of shares in …

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What is a Dividend?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. DEFINITION: A dividend is a payment made by a company to its shareholders to give them a share of the company’s profits – dividends are often paid quarterly and in cash. Understanding dividends Investors in the stock …

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How can I start budgeting? Learn how to spend, save, and invest

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. TAKEAWAY Your expenses generally fall into two categories: Your needs and your wants. It’s important to prioritize your wants – these generally include food, housing, health care, transportation, and insurance. Depending on how much you earn, you …

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What is a Portfolio?

GOLDSTONE LEARN Different profit, Smarter profit. Our authors’ works have appeared in the magazines of the whole world. A portfolio is a collection of financial assets, such as stocks, bonds, cash, real estate, or alternative investments. Understanding a portfolio A portfolio is a window into your financial life and provides insight into how you want to invest …

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